Get a Free 3-5 Day Vacation when you sign-up for Auction Access with one of our Licensed Dealers.
To add more value to our offering, we are now giving away Free Vacations to all New Dealer Reps who sign up with our Auction Access program. ~Existing Reps can get it to, justemail mehere.
After you activate your vacation, just use it within 18 months…reward yourself after you make your first car sale using auction access!
Domestic 3 Day Vacation Destinations
Orlando
Branson
Daytona Beach
Gatlinburg
Las Vegas
Williamsburg
International 5 Day Vacation Destinations
Acapulco
Cancun
Mazatlan
Phuket
Koh Samui
Puerto Vallarta
Tenerife
Bay Area Auto Buying Service (BAABS) is now available so you can keep more money in your pocket.
Buy your next vehicle Wholesale Dealer Auction Direct!
Do this from the comfort of your own home sofa; or come into the office for a personal one-on-one concierge treatment.
You should feel good about the car you buy as well as the experience itself…
Skip the typical Retail Dealership (they have large overhead), buy direct from the auction!
We don’t hold inventory, we only Buy-on-Demand, so this keeps our cost structure down very low.
Buy with confidence via a local Licensed Used Car Dealer in The San Francisco Bay Area.
Save Thousands $$$.
All makes and models available. Tell us what you want and we will find it.
We generally require an initial deposit from $800-$1500 depending on car valuation.
Don’t pay Retail for your next luxury car…
TEXT or Call Today for an Appointment:
(510) 906-0023
Offices in Alameda, Ca. 94502
We can buy locally in The San Francisco Bay area or anywhere in California.
If you are not an auto dealer with access to ‘Dealer Only ‘ Auto auctions…then you will ask yourself how to find cars to re-sell. You do have some choices….you can get your cars from government/public auctions or Craigslist/Ebay/Facebook MarketPlace/ LetGo, etc In this article I will focus on Craigslist…and in a follow up article I will cover Facebook MarketPlace and others.
Craigslist is a good source for cars…
When I first started out, I didn’t have access to any auctions. I simply used Craigslist and you can do. Craigslist auto category is divided into two sections. One section for “Dealers” and one for section for “Private” sellers. Ignore the Dealer section and look only in Private sellers category. It is here where you will find the best financial deals. The idea is to look for undervalued cars, cars that people want or need to sell fast. I call these distressed sellers. They need to sell their car ..because their moving, need some quick cash, brought a new one, estate sale, ..etc etc.
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You will have cars that are listed as “needs a little work”. These cars you should only look at if you can bring a mechanic with you (or you may be a mechanic yourself). Yes, you will find some gems… but my advice is to keep away from them if you don’t have the skill to sift the junk and find the gems. I’m not mechanically inclined, so I only search for distressed sells without the mechanical problems You can even do a search on Craigslist. Go to the auto section and do a search for these terms :
“Must sell”
“Sacrifice”
“ Or best offer”
“Priced for quick sale”
“Needs a little work”
Note: if you look at cars that need “a little work”..its only because you are a mechanic or have one that will go with you to see the cars…to make sure that you are not buying junk.
So anyway, you want to do this every day…scan thru the listings and set your targets on 5 or 6 cars that look promising in local area.
Make arrangements to see the car…and be sure that you bring cash. You will always have extra leverage with cash. Also note that the price listed in the ad has to be your starting point for negotiations. Let’s look at an example.
You have $3,000 to buy a vehicle to re-sell. You like Hondas and Toyotas…so that is what you look for. You see a Honda Civic listed for $2,800 needs a little work. The Craigslist ad says car needs a new bumper and radio replaced. Looks promising. First thing you have to do is discern (research) how much is this car worth in “Good Condition”. Then you need to calculate the “Street Value”. I define the street value as the midpoint between the highest and lowest sale prices for that car…. I usually check 2 or 3 sources to come up with the value of a car. The street value is the price you have to target if you want to sell your car quick (less than 30 days). Ok, so let’s go back to our Honda Civic. You calculate the street value to be $4,200 – $4,500. So far the car is looking like a good candidate.
honda civic has great re-sell value
Next you have to ascertain how much it will cost you to fix the car and get it to “Good Condition” for sale. Your mechanic says no problem, he can replace the bumper and radio for $350. Now you are getting excited. You can make a profit on this car. SO you go back to your seller and offer $2,500 cash for the Honda. The price listed is always your started point for haggling. I don’t care how pretty the car is looking..never pay the full asking price. Walk away. Have that vibration on you like you don’t care about the car…you can take it or leave it. Once you approach every purchase like this, you will always get the better (lower) prices. You have to learn how to feel your way with this. Buying good cars from distressed sellers is one way to source your vehicles. This is a little tricky at first but you will get the hang of it. Never buy something that doesn’t feel right. If you are savy enough you can draw up an agreement that says gives you 3 days (72 hours) in which to return the car if it is deemed to have some large unforeseeable mechanical problem. Most people will be agreeable to this. I have done it myself on many occasions. If the seller balks…then take that as a sign that there is some hidden problem that they are hiding. Walk away. There are tons of cars online for sale. There is no lack…only abundance.
Ok…so we got our first car …a honda civic which we brought for $2,500 and needs approximately $350-$400 in work to get to “Good Condition”. This brings us to $3,000 in costs for inventory. Factor in another $100 for sales ads …and you can expect to make about $1,000 on this vehicle.
Now a lesson to learn is never cut yourself short. The research has to be accurate. When you are checking on the price of a car, equipment trim levels, engine size and type, etc . all play a part in the valuation of a car. When in doubt, always value it lower. When you are looking at whether to buy a car or not, look at the gap between your total cost to acquire the car (including mechanic costs, sales costs, prep detail, etc)… and the lowest price point of the Street Value. If you don’t have at least $1,200 gap there…then don’t bother. Look for another car to invest in.
If you want a more reliable source for your vehicles,contact meto get your auto dealer license based on Adesa or Manheim auto auction. Adesa and Manheim run the largest Dealer Only Private Auctions in the country. Most of these vehicles are from “off lease”, corporate fleets, and rentals.
Get back to me right away…we now have Auction Access available for California residents only.
If you want to test out the Car business this is a way to do it…while still having a Licensed Dealer for support and paperwork; or you can do this while you are looking for your Dealership location..at least you can make some money in the meantime.
This Auction Access does not replace a DMV issued California Used Car Dealer License, however it does get you started on that trajectory , while you learn and make money. If you are interested, send me an Email.
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The main benefit of obtaining an Auction Access Card is that you will have access to nationwide inventory right on your cellphone. The Auction ACCESS card is for state DMV licensed vehicle dealers and their buying reps. It’s the key to open up a safe buying environment for the member Auto Dealers. So you can feel secure whether you buy online or go to anyone of more than 200 wholesale auction locations in the U.S. and Canada. You will find that most of your reputable dealerships buy their cars this way. The quality is higher. If you sign up with our program you would be a Dealer Representative (Dealer Rep.) under a DMV licensed Dealer with your own auction access account (and card). You can buy online and go to the live auctions.
To get your Atlanta Georgia Dealer License to sell cars, you can go about it two ways. You can go the traditional route and go thru your local DMV to apply for a Used Car License, or you can get your Auction Access Card. Auction Access is what you are obtaining when you buy into our program. It is not the same as going thru your local state DMV, buy it does give you most of the benefits for less money and a lot quicker. You can buy unlimited vehicles in any given calendar year as a Dealer, not a private citizen. There are some restrictions, but I will cover that later in this article. As a Dealer rep with our program, you get a buying account with Manheim and Adesa Dealer auctions, and also live access to Copart, iAAi auctions as well. This auction access card has your Dealer Rep number on it and that is how you are tied back to Dealer (whose account you are on). So every vehicle you buy at the auction, you are in effect buying as the Licensed Dealer himself (and tax free too).
your customer should feel good about the purchase
Our program provides you a more closed in -secure buy and sell environment, with access limited to licensed, credentialed dealers and their authorized representatives. You will even be able to contact sellers directly and many times get better deals on the vehicles up for auction or buy now.
Another benefit of membership is that you can take your inventory on the go. Where-ever you are , you can do a search and buy a car. You will have access to all of this nationwide inventory right on your cellphone…they have a great app, available for free on your iPhone or Android device, to help you manage your membership and buy vehicles easy and stress free.
Upon completion of the application process to your first auction, you can have your photo taken for your Auction Access ID Card. The actual card is the size of a credit card and can be issued by most auctions throughout the country. Your Auction Access ID card will have your dealership name, contact information, your photograph, and your individual Dealer Rep number. Typically you can get your temporary card same day (permanent one is mailed) This card will allow you access to every dealer only auto auction in the United States and Canada. These auctions will welcome you with open arms because you, as a licensed motor vehicle dealer, are what drives their business. They will contact you to let you know about certain types of upcoming auctions, dealer’s specials, and discount days. They want you at the auction as much as possible, because more dealers, mean higher prices, which means higher auction vehicle charges.
As an Atlanta Georgia Dealer licensed dealer or Dealer Rep,, the dealer auctions are free to attend but you will be required to pay buyers fees for every vehicle you buy, and seller’s fees for every vehicle you sell. Most dealer auctions charge $100 to $200 for most vehicles bought or sold for under $10,000. Your charges can be much higher when you purchase or sell “Highline” vehicles, which run $50,000 or more. Be sure to ask for a cost overview sheet, to find out the exact charges for any vehicles before bidding on your first vehicle.
I believe the most accurate way to find a vehicle’s true wholesale value is by using Kelly Blue Book ..or your local Craigslist website. Car values do fluctuate based on supply, demand and region (area of the country). Craigslist will generally give you a quick a dirty “street value” for your vehicles…so you have a good idea of the actual retail value of the car, before you buy it. And of course you can just use the MMR tool which stands for Manheim Market Report. This is your main tool to use on the Manheim website to determine the value of the car you are considering purchases or bidding on.
You wont have any plates of your own as a Dealer rep, but you can get them from your sponsoring Dealer (for a fee). In short you will be a functioning Used Car Dealer with ability to legally buy and sell unlimited cars per year. NO profit sharing, no commission splitting. You keep all your money. .. The whole idea is you try it out see if you can make money as a used car dealer before you invest in the separate insurance, office, landlot, business license, pre-licensing education course etc.
by By Anna Goldfarb
My jaw clenches when Hulu videos buffer. I huff and puff when stuck in a sluggish line at a coffee shop. Slow cars in the fast lane send me into a curse-filled tizzy. I’m ashamed how quickly I lose my cool over these minor things. I’ve often wished I could be a more patient person, but it’s overwhelming to know where to start.
Patience, the ability to keep calm in the face of disappointment, distress or suffering, is worth cultivating. The virtue is associated with a variety of positive health outcomes, such as reducing depression and other negative emotions. Researchers have also concluded that patient people exhibit more prosocial behaviors like empathy, and were more likely to display generosity and compassion.
A 2012 study in the Journal of Positive Psychology identified three distinct expressions of patience: 1. Interpersonal, which is maintaining calm when dealing with someone who is upset, angry or being a pest. 2. Life hardships, or finding the silver lining after a serious setback. And 3. Daily hassles, which is suppressing annoyance at delays or anything irritating that would inspire a snarky tweet.
The good news is that same study found that patience as a personality trait is modifiable. Even if you’re not a particularly patient person today, there’s still hope you can be a more patient person tomorrow. So if you find yourself getting exasperated more than you’d like, here are ways to keep those testy impulses in check.
Identify your trigger(s)
Impatience is the “fight” component of the fight-or-flight response, according to M.J. Ryan, executive coach and author of The Power of Patience: How This Old-Fashioned Virtue Can Improve Your Life. “That’s why you’re honking at people or annoyed in the line or whatever it is you’re doing that’s your impatient behavior,” she said.
Amygdalae are the culprit. This almond-shaped set of nervous tissue in our brains is responsible for sussing out threats and regulating emotions. While this component of the limbic system is perfectly calibrated for protecting our ancestors from ferocious predators, it’s not as adept at determining credible threats in modern life.
As a result, many react to irritating situations as if these encounters were more dire than they actually are. The amygdala, Ms. Ryan said, is too unsophisticated to know the difference between a true danger (say, a growling tiger) and something substantially less life-threatening (dealing with an obnoxious person).
Figure out which situations set you off — careless drivers, technological glitches, slow-moving cashiers, etc. — and you’re already on your way to taking control.
Interrupt the cycle and evaluate the risk
Next, think about what thought or suspicion sets off the alarm bells in your brain.
“There’s something that you’re either saying to yourself, an image you have, a feeling in your body that is triggering that response, that you’re under threat,” Ms. Ryan said.
Once you figure out what you’re telling yourself about the situation — “I can’t be bothered to wait in this line,” for example — then you can address your internal concern, interrupt the stress response cycle and stay out of fight-or-flight mode.
For example: If standing in a long line drives you crazy, an appropriate mantra might be, “I’m in no rush at the moment.” For those who blow a fuse circling for parking spaces, a mantra that might work could be, “I’ll find a spot eventually.”
The idea is to take a step back from the situation and try to look at it as objectively as you can. Is waiting in this long line inconvenient? Sure, but be realistic and practical: It will soon pass, and, in all likelihood, you’ll forget it ever happened.
Next, spend a beat thinking about the worst case scenario. What’s the actual consequence of standing in line at the bank another 10 minutes or restarting a finicky device? Do any of these outcomes constitute a life-or-death threat?
“Almost always, always, always, no is the answer,” Ms. Ryan said.
Reframe the experience and connect it to a larger story
Sarah A. Schnitker, an associate professor of psychology and neuroscience at Baylor University and a leading researcher on the topic of patience, suggests using a powerful technique called cognitive reappraisal, which means thinking about a situation differently.
Take, for example, someone aggravated with a nitpicky co-worker. Instead of dwelling on your irritation, you could think about the times you’ve been the one who has frustrated others.
“Give grace to each other,” Dr. Schnitker said. Or think, “you know what, this is actually helping me to grow as a person.”
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Another strategy she recommends is to focus on why and how patience is integral to your values.
“For instance,” Dr. Schnitker said, “if I were talking to a parent who is struggling with their kid, I’d say, ‘Well, first, let’s think about the really big picture: Why is being a parent an important role to you? What does that mean in your life?’”
Thinking about how patience ties into your larger sense of integrity and poise “will make it a whole lot easier to stick with practicing patience on a daily basis and building up those skills,” she added.
Train, don’t try
The most common mistake people make is thinking sheer will can turn them into a more patient person, Dr. Schnitker said. If you do that, she cautions, you’re setting yourself up to fail.
Just as marathon runners don’t run a marathon on their first day of hitting the trails, people who are serious about cultivating patience shouldn’t expect immediate results.
“You want to train, not try, for patience,” she said. “It’s important to do it habitually.”
She suggests practicing patience during less intense, even silly situations when the stakes aren’t so high. Reappraise a situation next time you notice you’re feeling short-tempered, practice mindfulness meditation or say your own custom mantra.
“It’s like any other skill,” Dr. Schnitker said. “If you do it on a daily basis and then also connect it to that bigger picture story of why it’s important, it can grow and develop just like a muscle.”
Consider making lifestyle changes
Now that you know your triggers and are working on staying out of fight-or-flight mode, incorporate some stress reduction measures. If your impatience trigger is killing time in waiting rooms, designate a game on your phone that you play only when you’re at the doctor’s office. If you detest being in traffic, leave for appointments earlier. If you abhor crowded grocery stores, run your errands at off-hours.
Ms. Ryan also recommends cutting down on caffeine intake, as that can exacerbate stress in some people. Engaging in meditation or yoga can also help, because “then your system gets a chance to turn down the stress response and therefore you’re less likely to be triggered by everything.”
Be realistic
Finally, Nedra Glover Tawwab, a licensed clinical social worker based in Charlotte, N.C., recommends being more sensible about setting achievable aims.
“Sometimes we overbook ourselves or we don’t allot enough time to do things,” she said. “Be reasonable in setting your own goals for yourself because there’s only so many things that you can do in a time frame or any day.”
If your to-do list has 10 items on it but you can only reasonably accomplish five, then you’re sabotaging yourself. Any inconvenience has the potential to throw you off-track when your day is planned down to the minute.
“I can’t fast forward time and I can’t make people move faster,” she said. “I can’t manipulate those things; the only thing I can manipulate is me. Go follow me on my other Social Media Accounts:
What’s investing?
Investing. Buying. Selling. We all know the language of investing from books, movies and television.
But what are people actually doing when they invest?
Never mind the buzzwords or the fast-talking financial news analysts. The world of investing is actually very straight forward and easy to grasp. You just have to start with the basics.
What is investing?
Investors expect to make money on their money, on a consistent basis.
When you invest in the stock market you are purchasing an asset, usually a stock. Stock represents ownership in a company. The public can buy individual shares, or units of stock, that represent a share of the company’s earnings and profits., a bond. Bonds are debt issued by a company, municipality, or government to raise funds. They pay interest at a predetermined rate. A bond purchaser is a lender, and the issuer is a borrower. , or a fund. A fund is a basket of stocks that can help investors diversify. In contrast to just one stock, a fund can help you spread out your investment risk.. When you purchase stock, you’re buying a small percentage of a company. When you purchase a bond, you are purchasing the debt of a company or a government. When you purchase a fund, you’re acquiring a bundle of stocks, bonds or cash, or potentially all three.
People buy stocks, bonds, and funds with the hope of earning more money on these investments than they would from putting that money in a savings account.
Why do people invest?
People invest for a lot of reasons.
Maybe you want to put money away for retirement. Or save for a down payment on a house. Perhaps you want to start a college fund for your child.
Or maybe you believe in the future of a company that produces innovative software or your favorite soft drink. Maybe you want your money to grow along with a sector’s (say healthcare or energy) profits.
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No investor is the same. Everyone’s goals are different. Here’s what all investors have in common: The hope of growing their money over time.
How is investing different than saving?
Investing and saving are both essential parts of a solid financial strategy. But they actually serve different purposes.
Savings means cash, the kind you keep in your checking or savings account. Savings are great for a “rainy day.” This could mean unexpected bills or a household emergency. It’s the money that’s there when you need it.
A good rule of thumb: Have enough savings to meet six months of expenses in case of an emergency.
Here’s the thing. The money in your checking or savings account may not earn you much interest. Most savings accounts offer pretty low rates these days.
In short, building your savings is critical to making sure you have cash ready, even though it’s not necessarily great for growing your money.
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I would like to share with you, what actually makes up your FICO Scores. Many people have no clue how the scores are actually calculated so this information will put you far and above anyone else walking around in America, when it comes to credit.
Payment History 35% This refers to making all of your payments on time. If you have a late payment two years ago and just received a recent late payment your most recent late pay will have a greater affect negatively on your FICO Score.
Amounts Owed 30%: If you have credit cards, which you should, please pay close attention to this. Amounts owed or also called Utilization Rate. The greater the percentage of the card used the lower the FICO Scores. If you have a credit card that has a maximum balance of $1,000 you should not ever go over 10% or $100.
Length of Credit History 15% This is pretty simple the longer average age of credit history the better. If you have two accounts, 1 account 5 years and another for 1 year, what your average age is 2 cards divided by the number of years in this case 6. Your average age of history is 3. If you open new cards you can see how this can have a negative effect on your credit score. This is why when you open a new credit card your FICO score drops. So the next time you are at a department store and they tell you if you apply for a credit card you will receive an additional 10% off. You can now politely tell them, “no thank you I would like to save the 15% on my FICO score.”
If you want to add credit history to your FICO, check out the Z Black Card
New Credit 10% Ok so this one is very tricky. First what is new credit? New credit isn’t just always getting something on finance. This is where most people go wrong. You walk into a mall see a nice piece of jewelry and the smooth talking sales lady talks you into applying for credit. You fill out the application however you never got that piece of jewelry (you changed your mind or whatever) so you convinced yourself you did well by yourself. What people don’t realize is that FICO can’t tell if you got the item or not. So any time anyone pulls your credit consider this Negative. Make sure you are positive you will qualify and second you are going to use that line of credit. When someone other than you pull your credit this is called a Hard Inquiry. Soft Inquiry is when you pull your own credit via a credit monitoring service or going through www.annualcreditreport.com. Some credit monitoring services allow several Soft Inquiries a month and this has no negative impact on your score what so ever.
Types of Credit 10% There are several different types of credit
Revolving Lines of Credit: This line of credit is any line of credit that is when your amount do is determined by your account balance. Credit Cards, Home Equity Lines of Credit, etc.
Installment lines of Credit: This line of credit is where you have a fixed monthly payment. Home Mortgages, Auto Loans even a personal loan is considered installment lines of credit.
The more types of credit the better. How Fico looks at this the more experience you have dealing with several types of credit the better. So what you want is a good mix of credit to show Fico not only are you responsible paying but you are accustomed to several different types of credit.
Here is a scoring model to take into consideration.
John Doe –> Current Fico Score 700-710
Score after one of these is added to credit report:
Maxing out credit card 650-680
A 30-day delinquency 600-670
Settling a credit card debt 615-635
Foreclosure 575-595
Bankruptcy 530-550
QUICK TIP: 65% of your FICO Score is derived from how you handle your credit cards. Keep your balances low and always pay on time.
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