Minnesota Auction Access

Posted on by March 19, 2020

Get immediate access to your local Dealer Auction – buy a car today!

Yes, I’m in Atlanta Georgia, but if you want Auction Access and deal with a local Licensed Dealer in the great state of Minnesota, get with me. You can make extra money flipping cars!  ~All services provided by a local Dealer in (Anok, Minnesota).

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The state you live in does not matter…. This Minnesota Dealer  can provide you with access to your neighborhood Dealer Auctions.

-Think you can make money selling cars?
-Got a few extra hours a week?
-Got a couple of extra bucks to invest?
People will always want good quality cars, and you can be the supplier🤗 …

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Click here for Full description about Auction Access and how you can make money with it… Got Questions ? send me an Email here


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Only $1299  annual signup and $150 per car title.

–Good in all states. Wherever there is a Manheim/Adesa/etc…this Dealer can get you local and national access and will 2 day mail all necessary documents you need like title/bill of sale/etc.

Includes a 21 day paper temp transport tag (out of state). If you are in the state of Minnesota you will receive a 31 day paper temp tag. You must provide proof of your own personal car insurance policy at initial signup with this Dealer. Dealer does not provide insurance at all.

-The Dealer gives you a temp tag for you to use responsibly. There is no Dealership insurance associated with these temp tags at all. All insurance is your responsibility.

So, to recap….you get a paper temp tag for each car you buy (included in your $150 per car doc fee). Each subsequent 21 or 31 day paper temp tag for that same vehicle…would be $50 each. So…in this scenario, you got 42 or 62 days worth of paper temp tags for just an additional $50.

Checklist of things we need to get you started (send to my 👉🏾 Secure Email address)

  • -Copy of your Driver License
  • -Copy of your personal policy Insurance card
  • -Mailing address
  • -Cellphone Number
  • -Email Address
  • -Social Security # (Auction Access requires this)
  • -Signed Contract

Claim your Free Vacation when you sign-up today…

You can use Docusign to digitally sign the contract and return to me. Or you can print it off on paper, fill it out, take a picture and send to me.

Down load the app: android (google play store) or  iphone (itunes app store)

Cash Deposit to Bank of America Acct.

$1299

GF Auto Consulting LLC:  3340 5025 0711

Or…..

Debit /Credit card incurs a 3% transaction fee by the bank ….($39).

Total is $1338 –>Payments page

Click orange “Pay Now” button and then enter $1338

(if you want to pay via PayPal, send me an email first because I have to prepare an official PayPal invoice for you -still an additional 3% transaction fee).

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How to Quickly Recover from Bankruptcy

Posted on by September 6, 2018

If you’ve filed bankruptcy then your credit is likely as low as it’s ever been. But it doesn’t have to stay that way. The moment you declare bankruptcy, there are actions you can take to immediately start rebuilding your credit.

Here’s how to start improving your credit score right after a bankruptcy event. You can also use these methods to rebuild credit regardless of your financial situation. It doesn’t take an extreme amount of money just the proper know how. I know these methods work because I used them myelf.
Do a Careful Credit Report Check
Look over your credit report. Then look over it again. Carefully check that each and every account is being reported properly.
Old debts that were wiped out should indicate a “BK” status. Debts that aren’t reported properly can continue to damage your credit score, so make sure that any cleared debts are indeed being reported properly.
Pay Your Mortgage (or Rent)  On Time
If you managed to keep your house in the bankruptcy process, make sure you do everything in your power to pay your mortgage on time.
Your mortgage has a bigger impact on your credit than anything else. If you can manage to keep it current, that’ll really help your credit score. If you go delinquent on your mortgage, the rest of the techniques in this article won’t help all that much.

Get a Secured Credit Card
Get a secured credit card to start building up your post-bankruptcy creditworthiness.
A secured credit card entails you putting down a small deposit, usually between $300 and $1,000, to open a cash-backed account.
Your money will be held as collateral. You can then use your card as a credit card. Pay it off every month, on time, to start rebuilding your credit.
Make sure that your card is being reported to all three credit reporting agencies.

Add Good History to your Credit File with this 👉🏾 The Black Card

Cutting Your Spending
Having to file bankruptcy means that at some point in your life, you spent more money than you really had. In order to prevent that from happening again, you need to make sure that you’re regularly making more money than you’re spending.
Any additional cash you earn can be used to improve your financial situation. It can be used on improving credit, paying off debts that weren’t wiped out during bankruptcy, or building savings.
Start by cutting back on auxiliary spending. Move into a smaller house or apartment if you can. Try to save 10% to 20% of your income every month.
Make a Small Installment Purchase
An installment purchase is treated differently on your credit report than revolving credit (e.g. credit cards).
An installment purchase includes car loans, home mortgages or even furniture purchases that are paid off in installment form.
Make sure that any installment purchase you make is reported to all three credit reporting agencies. Getting an installment loan and paying it off on time regularly can do a lot for rebuilding your credit.
If you apply these techniques, your after-bankruptcy credit can improve to the point where you can open new unsecured accounts within 2 or 3 years.

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Talk yourself into Success with these Powerful Words

Posted on by September 6, 2018

Peak Performance – Turbo-Charge Your Life With Powerful Self-Talk

Self-talk is the inner chatter that accompanies us in most of our waking moments. Your self-talk can be a powerful aid to your performance, or it can be destructive.

What do you say when you talk to yourself? If you’re like many of us, your self-talk is a caustic mixture of judgments, complaints, and verbal abuse, in the form of “tapes” – mental recordings – that you’ve imprinted on your mind and play over and over again. No wonder you feel down and depressed.

However, you can change the tapes you play, and your self-talk, as soon as you become aware of what you’re saying to yourself. Changing your self-talk will turbo-charge your life and enhance your performance in everything you do.

You can change your self-talk right now

Let’s try a little test. Say to yourself, silently or aloud: “That was a stupid thing to say. How could I say _________ (pick any verbal blunder you can remember). I’m so stupid.”

How do you feel? Perhaps you feel sad, or anxious. Take a moment to track your emotions in your body. Perhaps you have a sinking feeling in your tummy, or your face is becoming hot. Your self-talk immediately affected your body, your mental state and your emotions.

Now let’s try some positive self-talk. Take a couple of deep breaths, smile, and say to yourself, aloud or silently: “I’m happy, strong and confident.”

How do you feel now? Feel your emotions in your body. Repeat the words “I’m happy, strong and confident” several times – keep smiling as you do so. You felt an emotional lift, didn’t you? You can give yourself an emotional boost at any time, just by changing your self-talk. If you make it a habit to repeat motivating self-talk to yourself, not only will you feel better, but you’ll perform better in everything you do.

Self-talk is powerful, and it’s free. It’s the best thing you can do for yourself.

Erase old self-talk tapes: make new tapes

Affirmations are a form of self-talk, and you can create your own affirmations to use as self-talk. However, the best way to change your old self-talk tapes, is to make a new tape every time you catch yourself replaying an old tape.

For example, if you hear yourself saying: “I’ll never get this project done. No one’s helping me with it, I’m always left to do the hard work and others get the credit…”

Change your self-talk immediately. Write down your new self-talk tape which will over time erase the old self-talk tape: “This project’s interesting. I’m going to have fun working with it. I’ll ask ___ and ___ for their input right away. I’m taking charge of this project, it will be done in no time, and I’ll claim the credit because I deserve it.”

Now repeat your new self-talk to yourself as often as you need to, particularly as soon as you can hear any faint whispers of the old self talk. Boost the new tape with affirmations, like: “I’m confident, capable and strong. I CAN do this!”

Start today: use powerful self-talk to enhance your performance in everything you do.
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A Quick Tutorial on Credit Utilization [VIDEO]

Posted on by September 6, 2018

There are many different factors that go into your credit score, also known as FICO score. Your FICO score is calculated based on your credit report by a formula created by the Fair Isaac Corporation. However, FICO does not actually disclose its exact formula.
utilization-rateThough nobody knows exactly how important each factor is in calculating the credit score, one known factor that plays a large role is your utilization rate.
Your utilization rate is basically “how much of your available credit you are using?”
The theory is that if someone has credit lines of $10,000 and they’re using $9,500 of that credit, they’re a much greater credit risk than someone who’s only using $1,000. Therefore, their credit score would be lower.
However, there are a few things about the way FICO calculates your utilization rate that are a bit strange. One small loophole in particular can result in you being able to quickly boost your credit score without actually having to reduce your credit balances.

This guy has some interesting points too!  Please consider them. The actual truth for you probably lies somewhere in the middle. Experiment and play around with it. Just stay within the parameters of the game.

==> The Odd Thing about Credit Utilization
Rather than measuring your average utilization rate, FICO chooses to measure your score based on your highest utilization rate.
For example, let’s say you have two credit cards. Both of them have a $5,000 limit. One card is maxed out, while another card has a balance of zero.
In this case, your maximum utilization rate would be 100%. In this case, your credit score will be severely negatively impacted.
On the other hand, if you had distributed your credit balance half and half over the cards, your maximum utilization would be only 50% each.
Another example would be if you had one card with a $1,000 limit and another card with a $5,000 limit. If you had to charge $800, it’s a much better idea to charge it to the $5,000 card.
How about adding a Tradeline account…to a debit card?

==> A Few More Things to Know about Utilization Rate
The ideal utilization rate is 20% or under on all your cards. Having even one card above 30% will drag your max utilization up.
In an independent study of 70,000 different credit scores, researchers found that people with 720 or higher credit scores tended to have utilization rates of 15% or less. However, people who had a zero percent utilization rate often had very low credit scores. That’s because their credit scores were so low, they couldn’t even get a credit card. The ideal is not to have a zero percent utilization rate. If you’re not using your credit cards at all, you’re not demonstrating creditworthiness. Remember – creditors want to know that you’ll pay off loans you take out, not that you don’t take out loans.
So try to get your utilization rate between 1% and 15%. If you have a low balance on one card and a high balance on the other, try balancing your cards out to get your maximum utilization rate down. This one technique can very quickly give you a credit boost, literally in just a few days.
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Money does buy Happiness ! [VIDEO]

Posted on by August 14, 2018

As the saying goes, “Money can’t buy you happiness.” Or can it?

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Having a sufficient amount of money can certainly lower stress, but having an excess of it will not make you more happy than anyone else. So can money buy you happiness or not? Here are a few thoughts to ponder on the subject.

Money Can Buy You a Limited Amount of Happiness

Studies have shown that yes, having enough money to meet your needs and those of your family does bring happiness (ease and peace of mind). People living in poverty are generally less happy than those whose needs are met. Being able to pay for your bills and having enough to get by financially will help you succeed in feeling happy.

Excess Money Doesn’t Equal Excess Happiness

Having more money than you need, however, will not bring you extra happiness. Money and happiness are not proportional. Someone with enough money to buy a large house and several cars will not necessarily have more happiness than another individual with exactly what they need.

Money Brings Stresses of Its Own

There is stress that goes along with having money. Whether you have a little or a lot, you likely know about this stress. There is the stress of knowing you need to spend what you have wisely, as well as the fact that people with ulterior motives are drawn to those who are financially wealthy.

Not About What Comes in But What Goes Out

It is not so much the amount of money that you make that ensures your happiness, but about what you are spending it on and where it is going on the way out. The experiences. The feeling generated when you are spending this money. There are some principles for using money that can help you to feel more satisfied. Where you put your money and who receives it can make a difference as to whether you gained something by having had it.

Spend on Experiences, Not Things

Buying more things is not proven to make a person happy. Although investing in items that will last seems like a wise move, studies show that we tend to adjust to what we obtain. Having these things doesn’t continue bringing unlimited happiness.

We are more likely to have long-term happiness when money is spent on experiences which will give us lasting memories. Whether this means going on vacation by yourself or with your family, or making time to do something fun every now and then… be sure to create experiences rather than purchasing something that will simply fade away over time.

Give It Away

Giving is one of the most satisfying things you can do with your money. Whether it is to charity or a friend in need, find a way to give back and share what you have. Give of your passion (which is valuable to you). This is a way to spend that will bring long-term personal rewards.

The short answer is no; you do not need money to be happy. Money can be useful, however, to prevent stress that can diminish the happiness that you do have. No matter what amount of money you have, use these tips to help achieve the level of happiness you desire, and live a life filled with joy.
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